Best Expense Tracking Apps in 2026

Monitor every dollar with precision. These expense tracking apps help you understand where your money goes and identify savings opportunities.

19 Apps Reviewed

Updated January 2026

Top Picks for Expense Tracking Apps

Editor's Choice

YNAB (You Need A Budget)

Zero-based budgeting app that helps you give every dollar a job

4.8 (42.5K reviews)

iOS Android Web +2

Read Full Review Try YNAB

Rocket Money

All-in-one app for budgeting, bill negotiation, and subscription tracking

4.6 (185.0K reviews)

Free / Premium from $4/month

iOS Android Web

Read Full Review Try Rocket

All Expense Tracking Apps

1

YNAB (You Need A Budget)

Zero-based budgeting app that helps you give every dollar a job

4.8 (42.5K reviews)

iOS Android Web +2

Read Full Review Try YNAB

2

Rocket Money

All-in-one app for budgeting, bill negotiation, and subscription tracking

4.6 (185.0K reviews)

Free / Premium from $4/month

iOS Android Web

Read Full Review Try Rocket

3

Monarch Money

The best Mint replacement with collaborative budgeting features

4.7 (28.0K reviews)

iOS Android Web

Read Full Review Try Monarch

4

Copilot

Smart money management app with beautiful design

4.8 (12.0K reviews)

Read Full Review Try Copilot

5

PocketGuard

Shows exactly how much you have left to spend

4.4 (67.0K reviews)

Free / Plus $7.99/month

iOS Android Web

Read Full Review Try PocketGuard

6

Tiller Money

Automated spreadsheet budgeting for power users

4.6 (8.5K reviews)

Web Google Sheets Excel

Read Full Review Try Tiller

7

Honeydue

Free couples budgeting and bill splitting app

4.4 (18.0K reviews)

Read Full Review Try Honeydue

8

Simplifi by Quicken

Modern budgeting app from the makers of Quicken

4.5 (18.5K reviews)

iOS Android Web

Read Full Review Try Simplifi

9

Status Money

Compare your finances anonymously with peers

4.1 (8.5K reviews)

iOS Android Web

Read Full Review Try Status

10

Expensify

Expense tracking and reporting for individuals and teams

4.4 (125.0K reviews)

Free / $5-18/user/month

iOS Android Web

Read Full Review Try Expensify

11

Spendee

Beautiful expense tracker with shared wallets

4.5 (85.0K reviews)

Free / Premium $2.99/month

iOS Android Web

Read Full Review Try Spendee

12

DollarBird

Calendar-based expense tracking

4.3 (12.0K reviews)

Free / Pro $4.99/month

iOS Android Web

Read Full Review Try DollarBird

13

Wally

Global expense tracker with receipt scanning

4.3 (65.0K reviews)

Free / Gold $9.99/month

Read Full Review Try Wally

14

Mint (Discontinued)

The legendary free budgeting app (now closed)

4 (850.0K reviews)

iOS Android Web

Read Full Review Try Mint

15

Klarna

Buy now pay later with flexible payments

4.2 (2.1M reviews)

Free / Interest varies

iOS Android Web

Read Full Review Try Klarna

16

Copilot Money

The premium Mint alternative for Apple users

4.8 (14.5K reviews)

Read Full Review Try Copilot

17

Lunch Money

Developer-friendly personal finance for power users

4.6 (3.2K reviews)

Read Full Review Try Lunch

18

Toshl Finance

Fun expense tracker with monsters

4.4 (48.0K reviews)

Free / Pro $2.99/month

iOS Android Web

Read Full Review Try Toshl

19

Splitwise

Split bills and expenses with friends

4.7 (520.0K reviews)

Free / Pro $4.99/month

iOS Android Web

Read Full Review Try Splitwise

Find Apps By Use Case

Best Budgeting Apps for Couples

Manage finances together with apps designed for shared budgeting and joint accounts.

Best Finance Apps for Students

Student-friendly apps with free tiers and features for managing limited budgets.

Best Finance Apps for Beginners

Easy-to-use apps perfect for those just starting their financial journey.

Best Finance Apps for Freelancers

Track irregular income, manage taxes, and plan for the future as a freelancer.

Expense Tracking Apps FAQ