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Chime
No-fee banking with automatic savings features
What is Chime?
Chime is a mobile bank with no monthly fees, no minimum balance requirements, and automatic savings features. Get paid early, save automatically with round-ups, and never pay overdraft fees.
Key Features
No monthly fees
Early direct deposit
Automatic savings
Round-up savings
Credit builder
No overdraft fees
Fee-free ATMs
Pros & Cons
Pros
- No fees
- Get paid early
- Automatic savings
- Credit builder card
- Large ATM network
Cons
- No branches
- Limited services
- Depositing cash difficult
Chime is Best For
Chime FAQ
Alternatives to Chime
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Rocket Money
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Free / Premium from $4/month
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Acorns
Micro-investing app that rounds up purchases to invest spare change
$3-5/month
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M1 Finance
Free investing platform with automated portfolio management
Free / M1 Plus $125/year
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