A
Actual Budget
Open-source envelope budgeting app
What is Actual Budget?
Actual is an open-source, privacy-focused envelope budgeting app. Self-host or use their cloud service for a YNAB-like experience with full data ownership.
Key Features
Envelope budgeting
Bank sync
Open source
Self-hosting
Local-first
Reports
Goals
Pros & Cons
Pros
- Open source
- Self-host option
- Privacy focused
- Own your data
- Active development
Cons
- Technical setup
- Newer app
- Limited support
Actual Budget is Best For
Actual Budget FAQ
Alternatives to Actual Budget
Y
YNAB (You Need A Budget)
Zero-based budgeting app that helps you give every dollar a job
$14.99/month
iOS Android Web +2
R
Rocket Money
All-in-one app for budgeting, bill negotiation, and subscription tracking
Free / Premium from $4/month
iOS Android Web
M
Monarch Money
The best Mint replacement with collaborative budgeting features
$14.99/month
iOS Android Web